Pre-Qualification Form

Before applying… please ensure you meet the following minimum qualifications:

• You must live or work in Charlotte County for at least 1 year, must be a U.S. Citizen or have Permanent Resident Alien Immigration status.
• You must have proof of a minimum 2 years steady verifiable income.
• You can’t have any unsatisfied judgements, charge offs, liens, repossessions, etc. against you.
• You are required to provide all household income.
• You must earn a minimum of $1,900 per month.
• The total of your monthly debt payments (including the estimated mortgage payment of $450) cannot exceed 41% of your gross income.