Pre-Qualification Form

Before applying… you must meet all of the following requirements to qualify for the program:

• Have a need for affordable housing by meeting the income guidelines.
  • Includes income from Social Security, SSI, child support, and/or employment income.
  • You are required to provide all household income.
  • Must have proof of a minimum 2 years verifiable steady income.
  • You must earn a minimum of $2,100 per month.
  • Family Size / Maximum Gross Household Income
    • 1 / $40,600
    • 2 / $46,400
    • 3 / $52,200
    • 4 / $58,000
    • 5 / $62,650
    • 6 / $67,300
• Have a clear marital status. Separation is not an acceptable status.
• Worked or lived in Charlotte County for 1 year.
• Must be a U.S. Citizen or have Permanent Resident Alien Immigration Status.
• Be willing to partner with Habitat by participating in sweat equity and homeowner education classes.
• No unsatisfied judgments, charge-offs, liens, repossessions, etc. against you.
• In the past 3 years
  • No bankruptcies
  • No foreclosures
  • Have not owned a home